Rates + Insurance

Counseling Rates

In-Office Sessions: I’ve worked hard to make my office a comfortable, relaxing, and safe space in the heart of downtown Chattanooga. Sessions are 50-minutes long so that I can take a few notes, schedule your next session, and complete any necessary billing or paperwork before seeing my next client. You’re welcome to take a seat in the waiting room when you arrive, and can help yourself to complimentary water, coffee, or tea before starting your session.

Your First Appointment (50-minutes) – $95

Individual Session (50-minutes) – $90

In-Home Sessions: I know that life is busy, and sometimes, it’s difficult to make it out of the house. That’s why I offer in-home sessions to existing clients (subject to availability) so that they don’t waste time on travel and feel comfortable in their own space. Clients who have packed schedules, care for small children at home, or who may be on bedrest or recovering physically (especially with a new baby) will find this an ideal arrangement. Fees below are for locations within 15 miles of my Chattanooga office; additional mileage is subject to an added mileage fee.

In-Home Session (50-minutes) – $110

In-Home Double Session (110-minutes) – $190

No Show / Cancellation within 24 Hours – FULL SESSION FEE

Reduced-fee rate: I offer a limited number of reduced-fee rate spots. These are $50 sessions (per 50 minutes). You can inquire about these spots when you call, and may be placed on a waiting list or referred to other professionals if the spots are currently filled.

Payment Accepted

  • Cash/check
  • Credit card
  • Debit card
  • Payments from health savings accounts

Good Counseling is Priceless

Your emotional wellbeing is essential to success in every other part of your life. Investment in your mental health is an investment in your relationships, career, children, and more. You’re not investing in some sort of financial return – you’re investing in your life.

I have seen many individuals and families who put off going to counseling because they didn’t think they could afford it, and ironically, some of these same individuals pay much more to a lawyer, doctor, or realtor later on when a part of their life unravels. However, difficult situations are not unsalvageable. The life you want is worth your time and money, and having that life is priceless.

What is “good” counseling?

Good counseling is done by a trained mental health professional who has healthy ethical and professional boundaries, has good interpersonal skills, and has training in evidence-based, effective modes of therapy. It means you’re working with someone who is familiar with what you’re dealing with, feels competent to handle it, and can help you to feel like you’re moving forward after each session. Good counseling shouldn’t take forever –  research shows that the longer therapy lasts, the less likely it is to be effective. In fact, this is a unique profession in that counselors are trying to work themselves out of a job! We want our clients to feel so much better that they don’t need us anymore.

Why don’t you take insurance?

I don’t currently accept insurance, and there are several reasons why. 

  • Therapists have to “diagnose” you to get reimbursed.

Insurance works on a medical model, so it won’t usually pay for “sadness,” “difficult times,” or couples therapy. Insurance will only pay for a diagnosis. So, that means that anyone who goes into a therapy office and wants to use their insurance will be given a diagnosis of some sort in order for insurance to be filed. This might not bother you, and that’s fine. But, some clients don’t want a label – and certainly don’t want a label that is attached to their insurance records for the rest of their life.

  • Your records aren’t always sealed.

Your insurance provider can audit records at any time. This means that any notes your therapist included in insurance claims about your sessions, can be viewed by the auditor. Again, this matters to some clients, and doesn’t matter to others. It’s just a good thing to know should you ever have a job that has a high-level clearance, or you have another personal reason to keep records private.

  • Your insurance company can make decisions about your care.

Insurance companies like to see a treatment plan if they’re paying for services, and most insurance companies have their own idea about what this treatment plan should look like and how long it should take. Your insurance company will probably set a limit on the number of sessions they’ll cover, so you’ll either have to complete all work with your therapist in that time frame, or pay out-of-pocket for additional sessions.

  • Insurance doesn’t always pay fair compensation to your therapist.

If your insurance company doesn’t pay the full fee for appointments, it means: a) you’ll either have to make up the difference, or b) your therapist won’t get paid the appropriate price for the value of their service.

  • Insurance limits your options.

There might be several great therapists in your area, but only a couple of them might take your insurance. Instead of getting to pick the therapist that feels right for you, you’ll have to go with the ones available on your plan. You might love your therapist, but if you don’t, it’s nice to be able to look all all options. One of the most important factors in the success of therapy is how well you like your therapist.


Call 423-822-2054 today to schedule an appointment, or book one online. Invest in the life you want.